PROPERTY
BUILDING AND COMMON CONTENTS
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Up to $19 million without catastrophe cover or up to $16 million with catastrophe cover.
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We prefer buildings of massive construction under 25 years old and with adequate fire protection compliant with Australian standards.
We cannot quote on:
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residential strata under $8 Million
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self managed strata schemes
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buildings involving the use, removal of or exposure to any asbestos product or products containing asbestos;
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any location north of 26th parallel;
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buildings within 100 metres of any uncleared natural bushland;
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buildings where EPS content is more than 10% of the total wall area;
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buildings where more than 40% of the total floor space is occupied by risks with high fireloads (eg Woodworkers, Panel Beaters, Plastics);
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high hazard occupants
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buildings with non-compliant cladding products
MACHINERY AND ELECTRONIC BREAKDOWN
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Blanket Cover - options of $100,000 or $250,000, limit any one loss
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Specified Items - up to the selected sums insured.
LIABILITY
PUBLIC LIABILITY
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$20 Million
FIDELITY GUARANTEE
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$200,000
OFFICE BEARERS LIABILITY
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$10 Million
VOLUNTARY WORKERS
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$200,000/$2000
LEGAL COSTS
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$25,000 to $75.000
OH&S BREACHES
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$100,000
TAX PROBE
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$10,000