BUILDING AND COMMON CONTENTS

• Up to $19 million without catastrophe cover or up to $16 million with catastrophe cover.

• We prefer buildings of massive construction under 25 years old and with adequate fire protection compliant with Australian standards.

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We cannot quote on:

• residential strata under $8 Million

• self managed strata schemes

• buildings involving the use, removal of or exposure to any asbestos product or products containing asbestos;

• any location north of 26th parallel;

• buildings within 100 metres of any uncleared natural bushland;

• buildings where EPS content is more than 10% of the total wall area;

• buildings where more than 40% of the total floor space is occupied by risks with high fireloads (eg Woodworkers, Panel Beaters, Plastics);

• high hazard occupants

• buildings with non-compliant cladding products

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MACHINERY AND ELECTRONIC BREAKDOWN

• Blanket Cover - options of $100,000 or $250,000, limit any one loss

• Specified Items - up to the selected sums insured.

PUBLIC LIABILITY

• $20 Million

FIDELITY GUARANTEE

• $200,000

OFFICE BEARERS LIABILITY

• $10 Million

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VOLUNTARY WORKERS

• $200,000/$2000

LEGAL COSTS

• $25,000 to $75.000

OH&S BREACHES

• $100,000

TAX PROBE

• $10,000